Thursday, June 20, 2013,

Our U•NIQUE Products

What Aquarius Underwriting Managers can do for you

We offer a comprehensive and innovative range of insurance products to suit the very specific needs of brokers and clients.

Our U-NIQUE Products

  • U•NIQUE Elite for the high net worth individual
  • U•NIQUE Prosperity for the upper middle class
  • U•NIQUE Executive for exotic and executive vehicles
  • U•NIQUE Professional for the entrepreneurial SME


U•NIQUE Elite

This is a specifically designed, tailor-made U•NIQUE product for affluent clients. This product was born out of the recognition that independent brokers seldom had a VIP channel for their high net worth clients and could not guarantee special service from conventional insurers. We have specially selected insurance brokers who support the product in most parts of the country, testimony to the product’s growing appeal and success.

The distinguishing feature of this policy is the assets out option. This option replaces the traditional unspecified all risks and allows your client to have open cover of up to R250 000 for jewellery, photographic equipment and personal effects with the selection to increase the values.

One of the aspects that differentiates us from ordinary underwriters is our service offering and product flexibility

U•NIQUE Prosperity

This product is aimed at the upper middle class typically paying between R1 000 and R3 000 per month on insurance.

We offer an automatic pre-loss survey of contents aligned to the value of the client's assets. Values and ownership when established up front result in hassle free claims. The inventory also doubles up as a policy schedule, removing the need for separate household and all risk sections and the administrative burden that can result.

The product is very flexible and the client can structure the options to suit his needs. Aquarius Underwriting Managers is dedicated to providing insurance products that provide quality protection with value pricing.

U•NIQUE Executive

This policy is specifically designed for owners of valuable executive vehicles with values in excess of R350 000. We insure executive and exotic cars on a stand-alone basis or in combination with one of our other U•NIQUE products.

Our philosophy of considered client selection ensures high service levels and long-term relationships with brokers and clients.

We have exceptional covers that you will not find on your conventional insurance policy. We pride ourselves in our claims settlement and have settled the highest valued vehicle in the South African market to the value of R15 million.

U•NIQUE Professional

This policy is specifically designed for entrepreneurs with their own business, or for individuals involved in professional or entrepreneurial activity requiring broader cover to suite their U•NIQUE needs. We offer one policy with one premium in a combined business and personal Insurance policy.

Cover can be tailored to suit your client’s needs. Features simplified user-friendly wording, making it easy to see exactly what is covered.

The entire policy is on all risks basis and is rated by applying a rate to the business contents, buildings and business interruption sum insured. Certain covers are given automatically up to an agreed limit, depending on the total sum insured. These limits can be increased for an additional premium. Cover is automatically included for glass, money, theft, fidelity guarantee, liability, accounts receivable, accidental damage and stock in transit.